Investment - IntrebBT | Banca Transilvania
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14 questions and answers
Only for BT clients

For an investment in fruit growing with European funds, measure 4.1a, can I obtain a loan for the own contribution, non-eligible expenses, and VAT?

For projects receiving AFIR funding, Banca Transilvania has special credit products intended for financing and co-financing these types of ...

4 votes

I operate in the parcel transport field and I need one more light commercial vehicle. If the value of the asset does not fully cover the required guarantees, what other guarantee options do I have left?

If you meet the criteria, within a limit of a maximum amount of 100,000 RON unsecured, we can offer you financing through the partially guaranteed loan.

1 votes

If I have an LLC with an age of about 5 years, can the purchase of a new car be financed through BT Mic?

Of course, this is possible. 🚗It is good to know that: we will not ask you for your own contribution to finance this investment. 😊

4 votes

How can I make investments through Banca Transilvania

Investment options available through Banca Transilvania for individuals include:BT Asset Management Investment Funds - now also available ...

3 votes

What are the investment services and activities authorized to be carried out by BT Capital Partners?

At BT Capital Partners, we are here to guide you in the world of investments, offering you reliable services and solutions: - Simple and fast trading ...

1 votes

How are earnings obtained from investment funds taxed?

Starting from 01.01.2026, earnings obtained by individual investors from investments in open-end investment funds will be taxed through ...

6 votes

How can I invest in government bonds through Premium Banking services?

You discuss with your Premium Relationship Manager, receive the current list of titles available in the market (primary and secondary), and the RM helps you with ...

1 votes

What benefits do I have when I invest through BT Capital Partners?

Preferential commissions for Premium clients.Extended access to international markets.Support from an experienced trading broker.

0 votes

What are the advantages of investing in BTAM funds through BT Pay?

You have a fully digital process, quick access to all BTAM funds, and you can track the evolution of your portfolio in real time. Everything is integrated into BT Pay, ...

2 votes

How can I quickly invest in BTAM funds directly from BT Pay?

You can invest in just a few minutes, 100% online: enter BT Pay → Investments section → choose the fund suitable for your profile (conservative, moderate or ...

0 votes

Why choose government bonds for investments?

Government bonds are considered low-risk instruments, guaranteed by the Romanian state. The interest is known from the beginning and is paid annually, until ...

1 votes

How can I invest small amounts for the long term?

Direct Invest is a simple solution for automatic investments. You choose an amount and a day of the month, and the app invests for you. It is ideal for those ...

0 votes