Can I get a loan without having to justify the use of the money?
Unsecured loans give you money to cover several types of needs, without having to prove it through documents ...
Under what conditions can the currency of a loan contracted by a legal entity at BT be changed?
The currency of a loan can be changed under the following conditions: ➤⠀the change will be made at our rate on the day of the operation;➤⠀the mortgage registered on a ...
Can I request an increase of the guarantee?
The request to increase the state guarantee for ongoing loans is considered a new granting and is analyzed in compliance with all provisions ...
I have a SRL-D established for HR consultancy. We are not VAT payers, and last year the company had an accounting loss. We would like to purchase licenses for evaluation software, how can you help us?
We have the possibility to grant financing that covers the need for purchasing certain software. It would be best to fill out the form on the website ...
Do I also have to submit the de minimis declaration to enroll in the program?
No, the submission of the minimum declaration is not required.You only need the following documents: a copy of the unique registration certificate, a copy of the identity card of ...
Can I make layoffs after accessing a state aid scheme?
You cannot make dismissals between April 04, 2020 and December 31, 2020.You can organize the working schedule of the employees depending on how it evolves ...
How can I modify the initial approval conditions?
To change the initial approval conditions, you just need to request approval from the bank. From there, we take care of notifying FNGCIMM.
I would be interested in financing for medical services, but I would like to know what interest rates are practiced (possibly an APR)?
The costs of financing are directly proportional to the risk of a business, and the rating given by financial indicators and not only, influences in a ...
When should I resort to factoring?
When you want to convert a payment due into immediate liquidity and additionally obtain other services bundled such as:➤⠀collection ...
How do I justify the money used to start an investment?
In general, you can justify the money through invoices and work estimates. 📑
What is the standard period for granting a factoring ceiling?
The period for granting a factoring limit is 12 months with the possibility of extension, and the maximum accepted contractual payment term is ...
I am preparing a business together with a friend, in the fashion field. Do you offer funding in this field as well?
Through BT Mic, we finance legal entities from all fields of activity, and the fashion sector is also among them. Your business is ...
