I have to provide a guarantee for the rent payment of a commercial space. What method does BT offer me so that I do not immobilize my money?
The SGB ceilings can be granted for short, medium or long term, the commitment/drawdown period within the ceiling depends on the type of product to which it will ...
If the certificate of incorporation from the Trade Registry is older than 7 days, how can I proceed?
You have the possibility to obtain a certificate of incorporation from the ORC or you can go directly to a BT agency, where it can be requested by our colleagues, ...
Can I request an increase of the guarantee?
The request to increase the state guarantee for ongoing loans is considered a new granting and is analyzed in compliance with all provisions ...
I have a SRL-D established for HR consultancy. We are not VAT payers, and last year the company had an accounting loss. We would like to purchase licenses for evaluation software, how can you help us?
We have the possibility to grant financing that covers the need for purchasing certain software. It would be best to fill out the form on the website ...
Can I make layoffs after accessing a state aid scheme?
You cannot make dismissals between April 04, 2020 and December 31, 2020.You can organize the working schedule of the employees depending on how it evolves ...
Do I also have to submit the de minimis declaration to enroll in the program?
No, the submission of the minimum declaration is not required.You only need the following documents: a copy of the unique registration certificate, a copy of the identity card of ...
What should I take into consideration when opening a company bank account, if my company has been established for more than 12 months?
If your company has more than 12 months since the establishment of the company, we await you at any BT unit to activate your benefits package ...
How can I modify the initial approval conditions?
To change the initial approval conditions, you just need to request approval from the bank. From there, we take care of notifying FNGCIMM.
If I have a Start-Up, could I lease the equipment?
Of course! 😊We can finance the purchase of equipment through BT Leasing, but if the company is a start-up (less than 12 months have passed since the establishment date) ...
I would be interested in financing for medical services, but I would like to know what interest rates are practiced (possibly an APR)?
The costs of financing are directly proportional to the risk of a business, and the rating given by financial indicators and not only, influences in a ...
I am preparing a business together with a friend, in the fashion field. Do you offer funding in this field as well?
Through BT Mic, we finance legal entities from all fields of activity, and the fashion sector is also among them. Your business is ...
How do I justify the money used to start an investment?
In general, you can justify the money through invoices and work estimates. 📑