What rates do I have to pay if I take a BT Mic loan?
At BT Mic, credit installments are tailored to the specifics of your business. 🙂More precisely, we can have:➤⠀ a classic schedule with 12 equal monthly installments;➤⠀a schedule with ...
What are the destinations for which BT Mic loans can be taken?
You can take a loan for working capital, investments, or mixed purposes. In other words, for whatever your business needs: merchandise, payments / ...
For what period can I take a loan through BT Mic?
Depending on the destination, you can take the loan for the following period:➤⠀for sustaining current activity (merchandise, business related expenses, payment ...
What is the maximum age for a second-hand car acceptable for financing through leasing?
When it comes to leasing, it is good to know that we accept the purchase of cars only from new and used car dealers both from the country and from ...
What is the period in which an agricultural loan is obtained?
It depends on the requested amount, but at least 3 working days. 😃
How does the line of credit work?
The line of credit is the direct link between you, the bank, and your partners. 🙂Practically, the bank offers you a loan with a term of up to 24 months and you ...
What exactly can I use a working capital loan for?
You can use the credit to pay:➤⠀salaries; ➤⠀suppliers;➤⠀utilities; ➤⠀or taxes to the state budget. Basically, it helps you to have a good ...
For what period is the investment credit granted?
The granting period is a maximum of 120 months. However, a grace period of up to 36 months can be granted. 😊
What does the grace period of a credit card represent and what costs are paid by the client during this period?
Grace period is the time interval during which you do not pay the credit institution the installments. ⏳The only payments you make during this period are ...
What is and how can the "own contribution" be constituted for mortgage loans for real estate investments?
Own contribution is the part with which the entrepreneur participates in the realization of the investment. 😉This contribution can be in the form of money or goods (the land ...
What is a quick loan?
Quick credit is a financing product intended for any needs of your company. 😊Whether you need money for working capital or even for ...
For a company loan, do I have to justify to the bank how I use the money?
In general, for investment loans, the use of the money is based on the presentation of invoices and estimates because we want to make sure that you use ...