Investment funds - IntrebBT | Transilvania Bank
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33 questions and answers
Only for BT clients

How can I buy Fidelis government bonds?

Fidelis government bonds can be purchased through BT Capital Partners (lei and euro) and Banca Transilvania (only lei). To buy ...

363 votes

Do I have to pay tax on the profit resulting from the sale of investment funds? If yes, how much is the tax?

Starting from 01.01.2026, earnings obtained by individual investors from investments in open-end investment funds will be taxed through ...

187 votes

Are investment funds guaranteed, like deposits?

Investment funds are not guaranteed, at the industry level, as they are not bank deposits. 😕However, the placements are diversified, ...

177 votes
Only for BT clients

What are the monthly management fees in the case of investment funds?

The monthly management fee is different for each fund, being withheld from the average net asset value of the funds.With other ...

51 votes
Only for BT clients

Which investment fund is the best for me?

You can choose any fund you want! On the BTAM website you will find detailed presentations of all the funds. 😃

52 votes
Only for BT clients

How do I become an investor in one of the funds managed by BT Asset Management SAI?

You can become an investor after signing the brokerage contract with BT for investment funds and, if applicable, the form to join the fund ...

100 votes
Only for BT clients

How can I receive account statements regarding my investments?

You have several options, depending on what is easier for you: If you are a resident natural person and have the BT Pay app➭ access the Investments tab ➭ ...

42 votes

What is the Common Reporting Standard (CRS)?

Common Reporting Standard (CRS), adopted at the level of the Organization for Economic Cooperation and Development (OECD) and transposed at the level of the Union ...

14 votes
Only for BT clients

I invested in BT Bonds, is the tax on the gain withheld by the bank?

We are happy to see that you have an entrepreneurial spirit. 😎Regarding the taxation part for individuals, BT Asset Management withholds at source ...

43 votes

Is the yield of BTAM investment funds contractual or estimated?

The displayed yields are historical, and past performances do not guarantee future results.Investment funds do not assume ...

34 votes

In the case of investment funds, how is the tax withheld?

From 01.01.2023, the earnings obtained by individuals from open-end investment funds are taxed by withholding at the source.Legal entities ...

37 votes
Only for BT clients

What are the commissions for the purchase of investment funds practiced by BT Asset Management SAI?

Purchasing fund units is free. 😃The investment itself is free and can only be made by bank transfer from the bank account of ...

34 votes