Is it appropriate to save monthly?
Recurring investments help you learn to save. Whether you set a goal with the respective money, or save to create a fund of ...
Is the diversification of funds important?
Yes, diversification in investment funds is important to reduce risk and to increase the potential for gain. As a rule, funds have ...
Do I have to be up to date with what is happening in the market in order to invest?
Not necessarily. Investment funds are products managed by fund managers who make the best decisions to maximize profit ...
How important is it to rely on a Fund's past performance?
History of performance can give an idea about the past, but it does not guarantee future results. Before investing in funds managed by BT ...
How are earnings obtained from investment funds taxed?
Starting from 01.01.2026, earnings obtained by individual investors from investments in open-end investment funds will be taxed through ...
How can I invest in government bonds through Premium Banking services?
You discuss with your Premium Relationship Manager, receive the current list of titles available in the market (primary and secondary), and the RM helps you with ...
What are the advantages of investing in BTAM funds through BT Pay?
You have a fully digital process, quick access to all BTAM funds, and you can track the evolution of your portfolio in real time. Everything is integrated into BT Pay, ...
How can I quickly invest in BTAM funds directly from BT Pay?
You can invest in just a few minutes, 100% online: enter BT Pay → Investments section → choose the fund suitable for your profile (conservative, moderate or ...
Why choose government bonds for investments?
Government bonds are considered low-risk instruments, guaranteed by the Romanian state. The interest is known from the beginning and is paid annually, until ...
How can I invest small amounts for the long term?
Direct Invest is a simple solution for automatic investments. You choose an amount and a day of the month, and the app invests for you. It is ideal for those ...
How is the profit obtained from investment funds taxed?
Winnings are taxed at source, according to the legislation in force: 3% for securities held for more than 365 days and 6% for ...
Why choose BTAM funds for investments?
BTAM funds are professionally managed and cover all types of investors. You can start with small amounts, you can diversify your portfolio easily and ...