What are the fields covered under the umbrella of "medical business"?
Because a medical business can be managed by specialists from the Medical Division, it must have a medical CAEN, and the doctor ...
Do I need to ask the Factor for an advance (financing) for all invoices?
Given that the entire commercial relationship with your partner (the Debtor) will be assigned to the Factor, all invoices will be collected and ...
Is there consulting or banking assistance for doctors who open medical offices?
The Medical Division of Transilvania Bank has celebrated 17 years of existence in the service of doctors, and we can state that we are the only bank in Romania with ...
Can the investment credit be used without supporting documents?
Well, it is not possible. 🙁In the case of the investment loan, the matter is clear: we strictly monitor the use of funds, to ensure that you use ...
I operate in the parcel transport field and I need one more light commercial vehicle. If the value of the asset does not fully cover the required guarantees, what other guarantee options do I have left?
If you meet the criteria, within a limit of a maximum amount of 100,000 RON unsecured, we can offer you financing through the partially guaranteed loan.
If I set up a Start-UP or already have one, can I benefit from BT's support in developing the business?
Yes! We have support solutions for all entrepreneurs, some general, others personalized. 😃For each need identified in the evolution of a ...
How do I create a business plan for contracting the Start-UP loan?
We help you by offering consultancy in creating the business plan. 😊
What types of bank guarantee letters does BT offer?
Banca Transilvania issues several types of guarantee letters: for participation in tenders, for proper execution, for payment and refund ...
When is factoring useful?
Factoring is useful when:You have clients who request long payment terms.You have access to immediate liquidity through rapid invoice collection.Digitized process ...
For what situations are bank guarantee letters useful?
These are mainly used in commercial contracts and public procurement to guarantee the payment of obligations, participation in tenders ...
What advantages do BT bank guarantee letters offer?
They provide partners with financial security, allow participation in projects without blocking liquidity, offer flexibility in contract execution ...
What is the validity period of a bank guarantee letter?
There is no standard maximum term. The validity of the letter is determined according to the provisions of the contract between the applicant and the beneficiary.