Is the credit line provided in GEO 92 extendable in the same way as the other BT credit lines?
Extension of the validity of the credit line granted through OUG 92 can be done only once (for a period of up to 12 months), in order to ...
I operate in the parcel transport field and I need one more light commercial vehicle. If the value of the asset does not fully cover the required guarantees, what other guarantee options do I have left?
If you meet the criteria, within a limit of a maximum amount of 100,000 RON unsecured, we can offer you financing through the partially guaranteed loan.
If I have obtained a quick loan can I withdraw cash?
It depends on the requested amount, but you should be able to in at least 3 working days. ⏱
In the case of individual enterprises, for which the net income is determined based on the annual income norms, can loans for SMEs be accessed?
Of course! We can grant credits to entities for which the income is determined including based on annual income norms. 😊
Can the investment credit be used without supporting documents?
Well, it is not possible. 🙁In the case of the investment loan, the matter is clear: we strictly monitor the use of funds, to ensure that you use ...
If I set up a Start-UP or already have one, can I benefit from BT's support in developing the business?
Yes! We have support solutions for all entrepreneurs, some general, others personalized. 😃For each need identified in the evolution of a ...
How do I create a business plan for contracting the Start-UP loan?
We help you by offering consultancy in creating the business plan. 😊
What types of bank guarantee letters does BT offer?
Banca Transilvania issues several types of guarantee letters: for participation in tenders, for proper execution, for payment and refund ...
What is the validity period of a bank guarantee letter?
There is no standard maximum term. The validity of the letter is determined according to the provisions of the contract between the applicant and the beneficiary.
For what situations are bank guarantee letters useful?
These are mainly used in commercial contracts and public procurement to guarantee the payment of obligations, participation in tenders ...
What advantages do BT bank guarantee letters offer?
They provide partners with financial security, allow participation in projects without blocking liquidity, offer flexibility in contract execution ...
When is factoring useful?
Factoring is useful when:You have clients who request long payment terms.You have access to immediate liquidity through rapid invoice collection.Digitized process ...