What is the maximum repayment period for a loan from the Medical Division?
The maximum period for which the loan is granted varies:➤⠀5 years for professional needs loans➤⠀7 years for equipment➤⠀15 years for investments ...
How can I finance my studies?
In this regard, we offer you study credit. 🎓
If I only own 50 ha of land, can I get agricultural financing?
Yes! We also grant loans to farmers who own smaller land areas, for purchasing inputs or for current activities. 😊
Who is the student loan addressed to?
This type of loan is intended for students. 🎓You can access it regardless of whether you study in the public or private education system, in Romania or in ...
What are the steps I need to follow if I want to open a dental office?
From a financing point of view, you would have easier access to credit if you already received income from providing dental services through an entity ...
If I benefit from the risk of non-payment coverage and the insurer pays the compensation, will I also receive the difference in the amount not financed by the Factor?
Events covered in the case of non-recourse factoring are: insolvency or prolonged non-payment by the debtor, and the coverage percentage is between ...
What are the types of factoring offered by BT?
➤ Domestic factoring with/without recourse;➤ Export factoring with/without recourse;➤ Import factoring;➤ Reverse factoring. 🙂
Do I receive the advance from the invoice value (financing) on the same day I present the invoices to the Factor?
If we receive the advance payment request (financing) in the first part of the day and all the granting conditions stipulated in the factoring contract are ...
Can BT help me access European funds?
Yes, we can assist you as a financer, at the moment when contracts have been signed with the management authority. 📑Thus, we can finance both the amount ...
What can I use the money for if I apply for an investment loan?
Proposed investment projects for financing must aim at the acquisition of commercial or production spaces, machinery or equipment that ...
Can I get a loan without having to justify the use of the money?
Unsecured loans give you money to cover several types of needs, without having to prove it through documents ...
How many banks can I apply to?
You can select only one financier.In case you receive a refusal from the bank you selected, however, you can request from FNGCIMM to access ...