For the leasing I take from BT Leasing, will I not pay any interest and fees at all?
50% of the interest amount related to the financing is covered by the SME Leasing program budget for a period of 8 months from the date of financing then ...
I have been employed for about 6 years and have an average salary. I have not had any company until now. How can I get a BT Mic loan?
First of all, you need to establish a legal entity (PFA, II, SRL etc), prepare the first 3 balance sheets in which you recorded income and ...
Do I need a guarantee for a BT Mic loan?
Depending on the requested amount and the result of the credit analysis, guarantees may be required from you. If you mean real estate guarantees, the financing decision is ...
I have to provide a guarantee for the rent payment of a commercial space. What method does BT offer me so that I do not immobilize my money?
The SGB ceilings can be granted for short, medium or long term, the commitment/drawdown period within the ceiling depends on the type of product to which it will ...
I have a SRL-D established for HR consultancy. We are not VAT payers, and last year the company had an accounting loss. We would like to purchase licenses for evaluation software, how can you help us?
We have the possibility to grant financing that covers the need for purchasing certain software. It would be best to fill out the form on the website ...
I am preparing a business together with a friend, in the fashion field. Do you offer funding in this field as well?
Through BT Mic, we finance legal entities from all fields of activity, and the fashion sector is also among them. Your business is ...
Could I access a loan to cover the initial expenses of the business if I have not yet recorded any accounting activity? And do I need to show the business plan?
A credit for the initial investment, necessary for the opening of the business and for the mentioned current expenses, can be accessed only in the situation in ...
When is factoring useful?
Factoring is useful when:You have clients who request long payment terms.You have access to immediate liquidity through rapid invoice collection.Digitized process ...
What advantages do BT bank guarantee letters offer?
They provide partners with financial security, allow participation in projects without blocking liquidity, offer flexibility in contract execution ...
What is the validity period of a bank guarantee letter?
There is no standard maximum term. The validity of the letter is determined according to the provisions of the contract between the applicant and the beneficiary.