What documents do I need to access a BT Micro loan?
Don't worry! There aren't many. 😃To access a BT Mic loan you need:➤⠀financial documents – usually two trial balances (the annual one ...
With what do I need to guarantee a loan at BT Mic?
The need for credit guarantee arises from the analysis process of your business. 😊Most of the time, only the guarantee by ...
Can I access financing for my company if I only have 3 months of activity?
Of course! 😊 You can apply for funding directly on the BT Mic website or at any BT Mic agency. Even if you have only 3 months of economic activity. ...
If I record an accounting loss, can I access a BT Mic loan?
We have a personalized approach for every business. And we have the possibility to grant financing based on more than just financial results ...
How long does it take for the leasing company to analyze my file?
From submitting the application, collecting the information and documents we need in analyzing a leasing, the approval can take from a few ...
I need an advance for an investment loan at BT Mic?
No, you really don’t need an advance! 😉 And this is because we at BT Mic can fully finance the investments for which the loan is granted.
Can I refinance loans from other institutions with the loan obtained from BT Mic?
Yes, through the BT Mic loan, you can refinance loans taken from other institutions. 😃
How are the payment installments determined if I take a BT Mic loan?
At BT Mic, credit installments are adapted to the specifics of your business 🙂More exactly, we can have:➤⠀a classic schedule with 12 equal monthly installments;➤⠀a schedule with installments ...
If we don't have a company, we are PFA (two entities), could we take a BT Mic loan?
At BT Mic, we can finance any form of legal organization, including PFA entities. 😉 We take into account the income you have earned regardless of the type ...
If I am an individual agricultural producer, for example, can I access a BT Mic loan?
Of course! At BT Mic, we grant credit to individual agricultural producers.
What does the leasing company look at when analyzing my financing file?
In the analysis process, leasing companies take into account 3 factors: ❶⠀The evolution of your business in recent years (even if the current situation has disrupted more ...
What is the period for which a bank guarantee letter can be issued?
There is no maximum term for issuing a bank guarantee letter. 📄