What is „KidCONT”?
KidCONT is a BT product, which offers parents the possibility to save for their children. 👧It is a deposit that you can open with us, in ...
What is "life insurance with guaranteed savings component"?
A kind of insurance with super powers. 😅Or in other words, it is insurance with guaranteed interest that helps you save long term and in ...
What savings products can a legal entity access?
Besides the classic term deposits at 1, 3, 6, 12 months, or more than 12 months (24 and 36 months), legal entities can also use the savings account. ...
In which investment fund is it best to invest?
For choosing an investment fund, start by clarifying your financial objectives and your comfort level regarding risk🧐. BT Asset ...
How much can I save monthly for retirement?
It would be good to set your mandatory monthly expenses and then see how much you can save for your pension. 😊 The sooner you start saving ...
Who bears the costs of mandatory insurance (RCA) and optional insurance (CASCO)?
These expenses are borne by the client / financing applicant. At the time of signing the leasing contract, the client pays the insurance ...
Do I also need to open a current account alongside the KidCONT account? If yes, what are the conditions?
Yes, this is absolutely necessary. 🙂The conditions are the standard ones:➤⠀you do not pay an opening fee;➤⠀you do not pay any administration fee either. ...
How to set aside money?
Banca Transilvania offers you a wide range of saving products including bank deposits, savings accounts, round up and investment funds. ...
What other saving options are there besides deposits or savings accounts?
Knowing other saving products besides classic deposits is the key to smart saving. Unfortunately, Romania is among the last ...
Where can I check the interest rates applied to deposits?
You can check the interest rates related to online saving products on the BT website, in BTPay mobile and web, or at any BT unit. 😊
Can I use investment funds to save for retirement?
Of course. You can consider any of the BT Asset Management funds to save. For the investment funds managed by BT Asset ...
How does Round Up work?
Each card payment is a saving opportunity when you have Round Up, your virtual piggy bank. Any amount you pay is rounded up to the multiple of ...