Savings & investments - IntrebBT | Transilvania Bank
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170 questions and answers
Only for BT clients

How can I save money at the bank?

Depending on your needs, you can choose our saving products: term deposit, savings account KidContRoundUpThese can be constituted on ...

43 votes
Only for BT clients

Is the interest guaranteed in the case of negotiated deposits?

Yes, the interest is guaranteed even in the case of negotiated deposits. 😃

29 votes

What are the advantages of a demand savings account?

In the case of a sight savings account, deposits and withdrawals are not restricted, so you have access to money anytime. 😃More than that, ...

141 votes
Only for BT clients

What is the minimum amount to open a deposit at BT?

If you are an individual, you need: ➤⠀minimum 100 RON for deposits in RON;➤⠀and for deposits in foreign currency, a minimum of 250 EUR or USD. In the case ...

44 votes

What payments are accepted for rounding up through Round Up?

Payments with debit card or phone, online card payments, payments at any POS. ✅It is good to know that overdraft payments, transfers from ...

42 votes

What is the role of the Deposit Guarantee Fund in the Banking System?

The main role is to guarantee the reimbursement of deposits made by clients at the bank:➤⠀both for individuals; ➤⠀and for legal entities ...

11 votes

What is the difference between a fixed interest deposit and a variable interest deposit?

➤⠀at a bank deposit with a fixed interest rate, the interest rate percentage cannot change during the contractual period.➤⠀at the deposit with interest ...

36 votes
Only for BT clients

Do I also need to open a current account alongside the KidCONT account? If yes, what are the conditions?

Yes, this is absolutely necessary. 🙂The conditions are the standard ones:➤⠀you do not pay an opening fee;➤⠀you do not pay any administration fee either. ...

21 votes
Only for BT clients

How can I open an ACTIVE Deposit?

ACTIV deposit can be constituted at any of our units. 😊

8 votes
Only for BT clients

Are foreign currency deposits guaranteed?

Yes, the compensation is granted for deposits made in any currency. 💰

81 votes

How is the stock price formed?

The stock price is determined by the law of supply and demand and is formed through a clearly established mechanism controlled by the stock exchange. 📁

20 votes

If I am a foreign citizen, do I have the right to invest in investment funds?

Yes, of course! You just need to register in advance at the "Financial Administration" in the area where you are, to receive the "Identification Number ...

13 votes