Savings & investments - IntrebBT | Transilvania Bank
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170 questions and answers
Only for BT clients

I invested in BT Bonds, is the tax on the gain withheld by the bank?

We are happy to see that you have an entrepreneurial spirit. 😎Regarding the taxation part for individuals, BT Asset Management withholds at source ...

43 votes
Only for BT clients

What are the necessary documents for opening a KidCONT deposit?

The documents required to open a KidCONT deposit are:❶⠀Identity card of the parent or the authorized person;❷⠀Birth certificate or identity document ...

38 votes

What is the level of the deposit guarantee ceiling in Romania?

The value thereof is the equivalent in RON of the sum of 100,000 euros / depositor / bank, both for individuals and legal entities. 👍

155 votes
Only for BT clients

Will another current account be opened, along with the creation of the savings account, if I already have an account?

No, a new current account will not be opened, only a savings account. 🙂 In case the deposit is liquidated, the amount will be transferred to the current account.

62 votes

How can I see all the interest collected in one year at BT?

We provide you with an Interest Income Statement, which contains all the interest collected during a year, from saving products held with us ...

57 votes
Only for BT clients

When does the bank pay interest?

Interest related to saving products is paid according to the contract - for classic deposits, at maturity/expiry (with the exception of ...

29 votes
Only for BT clients

Are there any commissions or opening fees for the KidACCOUNT?

No, there is no kind of commission or opening fee for KidCONT. 😊

36 votes

What is the difference between a fixed interest deposit and a progressive interest deposit?

➤⠀In the case of fixed interest deposits, we pay you the same interest rate for the entire duration of the deposit. ➤⠀On the other hand, for an interest ...

28 votes

How can one earn through stock market investments?

Earnings are obtained through the increase in the value of shares and by distributing company profits to shareholders. 📈

58 votes

How much does Round Up cost?

It doesn't cost. 😊The Round-Up service is free.

62 votes
Only for BT clients

What savings products can a legal entity access?

Besides the classic term deposits at 1, 3, 6, 12 months, or more than 12 months (24 and 36 months), legal entities can also use the savings account. ...

4 votes

Is the yield of BTAM investment funds contractual or estimated?

The displayed yields are historical, and past performances do not guarantee future results.Investment funds do not assume ...

34 votes