Can I use the KidCONT account to transfer the monthly allowance as well?
Certainly! 😃Don't forget that more money deposited now in the savings account practically means more money saved for your child. 😊All you have to ...
What happens if I close the term deposit before maturity?
In this case, you will not receive interest during the accumulation period. 🙁All you can receive is the equivalent of the sight interest from the moment of accumulation ...
How do I close a depository?
You can close a deposit like this:➤ Directly from the BT Pay application➤ Through the BT Pay Web internet banking platform➤ Offline, in one of the ...
I have a small business, can I apply for a state grant?
Yes, you can apply for the grants awarded by the state to support current activity or for investments. 😃To be able to apply for the grant / ...
From what amount can a negotiated interest be obtained at BT?
Interest on deposits can be negotiated, both for individuals and legal entities, for amounts greater than: In the case of individuals ...
Is it possible to open a savings account for minors?
Certainly! We simply call it KidCONT and it can be opened: ➤⠀either in RON; ➤⠀or in EURO. Afterwards, you can top up this deposit very easily, just with ...
Do I have to pay tax on the profit resulting from the sale of investment funds? If yes, how much is the tax?
Starting from 01.01.2026, earnings obtained by individual investors from investments in open-end investment funds will be taxed through ...
What does "deposit with interest capitalization" mean?
By compounding interest we refer to the fact that, at the moment of the maturity date of your deposit, the interest will be added automatically, ...
What happens if I close the savings account?
If you close the savings account, you receive the accumulated interest, calculated up to the date of closure.
How many KidCONTs can a minor hold?
Can you create two KidCont accounts for a minor: ➤⠀one in RON;➤⠀and one in EURO. If you need more details about how you can save for ...
What is „KidCONT”?
KidCONT is a BT product, which offers parents the possibility to save for their children. 👧It is a deposit that you can open with us, in ...
What is „bursa”?
The stock exchange is the institution through which investors sell or buy securities, the simplest of these being shares. "The stock exchange of ...