How does Round Up work?
Each card payment is a saving opportunity when you have Round Up, your virtual piggy bank. Any amount you pay is rounded up to the multiple of ...
Can you withdraw money from a fixed-term deposit?
Yes, you can withdraw the money whenever you want - but you lose the interest if you withdraw the money before the maturity date.
How can you save with BT Pay?
In BT Pay you have 3 saving options: Round Up, term deposits, and savings account. You can activate Round Up from the app's homescreen, and ...
Can you have multiple savings accounts and term deposits?
Yes, you can have several - one for each plan 🥳. In addition, you can rename them as you want, to make it easier for you to set money aside.
In what currency can I save?
You can have savings accounts as well as deposits in Lei, Euros and Dollars 🙂
How can I invest in government bonds through Premium Banking services?
You discuss with your Premium Relationship Manager, receive the current list of titles available in the market (primary and secondary), and the RM helps you with ...
What are the advantages of investing in BTAM funds through BT Pay?
You have a fully digital process, quick access to all BTAM funds, and you can track the evolution of your portfolio in real time. Everything is integrated into BT Pay, ...
How can I quickly invest in BTAM funds directly from BT Pay?
You can invest in just a few minutes, 100% online: enter BT Pay → Investments section → choose the fund suitable for your profile (conservative, moderate or ...
Why choose government bonds for investments?
Government bonds are considered low-risk instruments, guaranteed by the Romanian state. The interest is known from the beginning and is paid annually, until ...
What role does the Premium Relationship Manager have in the investment process?
RM helps you identify the solutions suitable for your risk profile, presents options to you, and guides you in diversifying the portfolio. All without ...
How can I invest small amounts for the long term?
Direct Invest is a simple solution for automatic investments. You choose an amount and a day of the month, and the app invests for you. It is ideal for those ...
How is the profit obtained from investment funds taxed?
Winnings are taxed at source, according to the legislation in force: 3% for securities held for more than 365 days and 6% for ...