In the situation where OTP clients withdraw the amount from the deposit on the maturity date or one day before/after, do they have the possibility to withdraw the money without commission?
Regardless of the time when the warehouse is decided to be closed (including at the maturity date/automatic renewal), respectively cash withdrawal, ...
I have a savings account at OTP. What will happen to it?
This will be taken over at BT under the following conditions:The savings account balance is variable, without however being able to fall below the minimum threshold set by the Bank ...
Is there a minimum amount for the initial investment in BTAM funds?
Yes, the minimum amount is 50 RON for funds in RON, respectively 25 EUR/USD for funds in EUR/USD.
What should I do if I encounter difficulties during the adhesion or purchase process?
We hope you are not in this situation. If you do encounter problems during the process or when you want to invest, you can call us at the call number ...
How can I check the transaction history made in investment funds?
From the "Investments" tab, you can find the "Documents" section where, for each investment fund, you have at your disposal the history of your operations, but also ...
In which currencies are OTP savings accounts available?
Savings accounts from OTP are available in the following currencies: RON, EUR, USD, CHF, HUF. For savings accounts held in the currencies: dollar, ...
Can I make investments immediately after joining?
Yes, immediately after signing the brokerage contract you have access to all 14 funds to start investing. 🎊
How much should I save?
Only you know best 😊 Do the math: what is my income and what are the expenses. The difference can go towards savings. As an exercise, ...
What are the risks associated with investments?
Investment funds are not guaranteed and past performance is not a guarantee of future results. Choose the funds you understand and that ...
Why save?
You already know that there are unforeseen situations – both good and less good. That's why it's good to always have a safety net to call on anytime ...
Will atypical deposits retain their product characteristics from OTP?
Atipical deposits will be transferred to BT with the existing maturity in OTP and will be updated according to the corresponding maturity from BT at the first ...
Will savings accounts / deposits from OTP be taken over?
All savings accounts and term deposits (including collateral deposits), existing as of 28.02.2025 will be taken over by the Bank ...