When does the bank pay interest?
Interest related to saving products is paid according to the contract - for classic deposits, at maturity/expiry (with the exception of ...
What is the difference between a fixed interest deposit and a progressive interest deposit?
➤⠀In the case of fixed interest deposits, we pay you the same interest rate for the entire duration of the deposit. ➤⠀On the other hand, for an interest ...
What is "gross interest"?
Gross interest is the value of the interest calculated before taxation. 📉To make it easier to understand, it is done as in the case of salaries. Gross salaries ...
How can I make deposits into the KidCONT account?
You can fund the KidCont savings account ➤⠀by bank transfer➤⠀at one of the cash desks in our branches.
What is “net interest”?
Net interest is the effective value of the interest, after taxation with 10%. 🙂To make everything clear, think that it is exactly like with salaries! 😅Net salaries ...
When must the deposits be made into the KidCONT account in order not to lose interest? Only on a single day per year?
For KidCONT, interest is calculated on the daily balance and capitalized annually. In other words, you can make deposits at any time without being affected ...
Is the interest guaranteed in the case of negotiated deposits?
Yes, the interest is guaranteed even in the case of negotiated deposits. 😃
What is the minimum amount to open a deposit at BT?
If you are an individual, you need: ➤⠀minimum 100 RON for deposits in RON;➤⠀and for deposits in foreign currency, a minimum of 250 EUR or USD. In the case ...
What is the difference between a fixed interest deposit and a variable interest deposit?
➤⠀at a bank deposit with a fixed interest rate, the interest rate percentage cannot change during the contractual period.➤⠀at the deposit with interest ...
When do I have to pay the penalty interest?
Well, the penalty interest must be paid if you are late with the repayment of the installments you agreed to at the time of signing ...
For the leasing I take from BT Leasing, will I not pay any interest and fees at all?
50% of the interest amount related to the financing is covered by the SME Leasing program budget for a period of 8 months from the date of financing then ...
What happens if I do not comply with the conditions of the state aid scheme?
If you do not comply with the conditions of the state aid scheme (the document you signed when receiving the state guarantee) you will be required to reimburse ...