Deposits - IntrebBT | Transilvania Bank
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76 questions and answers
Only for BT clients

Is the KidCONT warehouse guaranteed?

Of course! Both you and your junior benefit from the guarantee of personal deposits up to 100,000 EURO. 😊

1 votes
Only for BT clients

Are deposits opened at BT guaranteed?

Yes, all the deposits opened by individuals with us are guaranteed by the "Deposit Guarantee Fund in the Banking System", up to 100,000 ...

25 votes
Only for BT clients

Where can I consult a BT deposit framework agreement?

Framework contracts for BT's deposits can be found in our branches. 📑

5 votes

Who guarantees the deposits?

In Romania, deposits opened at Romanian banks are guaranteed by the "Deposit Guarantee Fund in the Banking System". 😉

2 votes
Only for BT clients

Under what conditions can the interest rate be negotiated for deposits intended for legal entities?

Interest for deposits made for a period of up to 12 months can be negotiated if the deposit balance is greater than 100,000 RON or 50,000 ...

6 votes
Only for BT clients

When is the first interest capitalized at KidCONT?

On the anniversary of one calendar year since the establishment of KidCONT. 📆

1 votes

Where can I check the interest rates applied to deposits?

You can check the interest rates related to online saving products on the BT website, in BTPay mobile and web, or at any BT unit. 😊

0 votes

How to constitute a negotiated deposit in BT Go?

You follow just a few simple steps to set up a negotiated deposit: Step 1: From the BT Go application access Deposits and savings → Add deposit → ...

7 votes

Can I add money to a deposit?

You cannot add money to an existing deposit, but you can open a new deposit to benefit from interest.

13 votes
Only for BT clients

Can I liquidate the deposit before maturity in BT Go?

You can liquidate the deposit at any time, but if you liquidate it before the maturity date, you will lose the interest calculated up to the liquidation date.

3 votes
Only for BT clients

Who can open an online deposit in BT Go?

Any legal representative with full rights of a company that has a current account at BT can open an online deposit.

0 votes

Can I liquidate the deposit before maturity?

You can liquidate the deposit at any time, but if you liquidate it before the maturity date, you will lose the interest calculated up to the liquidation date.

4 votes