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76 questions and answers
Only for BT clients

How much money do I need to open a euro accumulation deposit?

In order to open an accumulation deposit, you need to have 100 EURO available. 💶You can quickly open a deposit:➤⠀directly from BT Pay➤⠀or you can ...

28 votes

What is “net interest”?

Net interest is the effective value of the interest, after taxation with 10%. 🙂To make everything clear, think that it is exactly like with salaries! 😅Net salaries ...

10 votes
Only for BT clients

What is the minimum amount to open a deposit at BT?

If you are an individual, you need: ➤⠀minimum 100 RON for deposits in RON;➤⠀and for deposits in foreign currency, a minimum of 250 EUR or USD. In the case ...

44 votes
Only for BT clients

Can foreign currency savings accounts be opened for legal entities as well?

Unfortunately, they cannot. 😞 Legal entities cannot open foreign currency savings accounts. 🙁

2 votes
Only for BT clients

Is the interest guaranteed in the case of negotiated deposits?

Yes, the interest is guaranteed even in the case of negotiated deposits. 😃

29 votes

What is the role of the Deposit Guarantee Fund in the Banking System?

The main role is to guarantee the reimbursement of deposits made by clients at the bank:➤⠀both for individuals; ➤⠀and for legal entities ...

11 votes

What is the difference between a fixed interest deposit and a variable interest deposit?

➤⠀at a bank deposit with a fixed interest rate, the interest rate percentage cannot change during the contractual period.➤⠀at the deposit with interest ...

37 votes
Only for BT clients

What costs do I have when opening the deposit in BT Go?

There is no commission for opening the deposit.

9 votes
Only for BT clients

Do I also need to open a current account alongside the KidCONT account? If yes, what are the conditions?

Yes, this is absolutely necessary. 🙂The conditions are the standard ones:➤⠀you do not pay an opening fee;➤⠀you do not pay any administration fee either. ...

22 votes
Only for BT clients

How can I open an ACTIVE Deposit?

ACTIV deposit can be constituted at any of our units. 😊

9 votes
Only for BT clients

Are foreign currency deposits guaranteed?

Yes, the compensation is granted for deposits made in any currency. 💰

82 votes
Only for BT clients

What amount do I need to open a deposit in RON?

The minimum amount required to open such a deposit is 100 RON. 💰

22 votes
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