How can I close an ACTIVE Deposit?
If you want to close an ACTIVE deposit, you can do it quickly at any of our units:➤⠀the amount available in the deposit will be transferred ...
Are there commissions or fees for adding a second parent as an authorized person on KidCONT? But for the first parent (the one who opens the account)?
No! When it comes to parents, we say clearly: 0 commissions. For none of them are there any commissions! 😉❗⠀You still need to know that on the account ...
Do I lose the interest if I close the deposit before maturity?
Depends on the type of deposit! 🤔 In the case of classic deposits, the accumulated interest is lost if it is terminated before maturity, the exception being ...
What are the necessary documents for opening a KidCONT deposit?
The documents required to open a KidCONT deposit are:❶⠀Identity card of the parent or the authorized person;❷⠀Birth certificate or identity document ...
What is the level of the deposit guarantee ceiling in Romania?
The value thereof is the equivalent in RON of the sum of 100,000 euros / depositor / bank, both for individuals and legal entities. 👍
Will another current account be opened, along with the creation of the savings account, if I already have an account?
No, a new current account will not be opened, only a savings account. 🙂 In case the deposit is liquidated, the amount will be transferred to the current account.
When does the bank pay interest?
Interest related to saving products is paid according to the contract - for classic deposits, at maturity/expiry (with the exception of ...
Are there any commissions or opening fees for the KidACCOUNT?
No, there is no kind of commission or opening fee for KidCONT. 😊
What is the difference between a fixed interest deposit and a progressive interest deposit?
➤⠀In the case of fixed interest deposits, we pay you the same interest rate for the entire duration of the deposit. ➤⠀On the other hand, for an interest ...
What is "gross interest"?
Gross interest is the value of the interest calculated before taxation. 📉To make it easier to understand, it is done as in the case of salaries. Gross salaries ...
How can I make deposits into the KidCONT account?
You can fund the KidCont savings account ➤⠀by bank transfer➤⠀at one of the cash desks in our branches.
How much money do I need to open a euro accumulation deposit?
In order to open an accumulation deposit, you need to have 100 EURO available. 💶You can quickly open a deposit:➤⠀directly from BT Pay➤⠀or you can ...