Why do I need optional insurance if I already have PAD? - IntrebBT | Banca Transilvania

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Why do I need optional insurance if I already have PAD?

PAD offers protection against three major natural risks: earthquake, floods, and landslides.

For situations that occur more often, such as fires, installation breakdowns, storms, hail, or other unforeseen events, you need optional insurance. This offers you extended protection both for your home and for your belongings.

Last update

2026-06-12

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BT Broker Home insurance