How is the insured amount determined?

The insured amount represents the maximum value up to which you can be compensated in the event of an occurrence covered by the policy.

This can be established based on:

• new value - the current cost of rebuilding the dwelling
• real value - the new value from which the wear is subtracted
• market value - the estimated value of the dwelling at the time of policy conclusion

The same principle applies to household goods as well, so that the chosen protection reflects their real value as closely as possible. If you need help, we guide you to choose the right option for you.