How is the refund of the amount used from the overdraft made? Is it a monthly payment, like a loan, or do I have to deposit money?

The repayment of the amount used at Overdraft is automatic. The Overdraft does not have a fixed monthly rate like a classic loan (e.g., personal loan).

Repayment is made automatically from any amount that enters your current account (salary, rent, transfers from other people, etc.).

These receipts automatically cover the amount used from the Overdraft. You only pay the interest monthly for the amount and the days you have used the money.