Only for BT clientsHow is the premium for life insurance for credit cards or overdraft calculated? The premium is calculated based on the amount used. The premium rate is 0.268% applied monthly only to the utilized amount from the line of credit. 😉Last update2026-06-14Was the answer useful to you? 0 How can we improve the answer? We are sorry that this answer was not useful to you. Help us improve it0/500Send feedback 2 TagScoperto