In how much time do I receive in the current account the amounts collected in the collector account?
On the same day that the Factor receives the payment for the invoices from the Debtor, provided that we have all the necessary information to be able to allocate ...
What is the maximum age for accessing a loan if the recorded income is from salaries?
You can apply for a loan with income from salaries on the condition that you are not over 65 years old at the end of the loan. If you are thinking about taking a loan, you can ...
What types of guarantees does BT accept for loans?
Depending on the type, value, repayment period of the loan and the financial situation of your company, we accept different types of guarantees, ...
How long does it take to grant a loan for SMEs?
If you are interested in a quick loan in the form of a line of credit or medium-term loan, with repayment in installments, we offer you an answer in about 3 ...
What does "personal guarantee for a loan" mean?
Personal guarantee for a loan is the commitment that a person other than the one taking the loan assumes towards the creditor to perform ...
Why is the registration made at the Electronic Archive of Real Movable Guarantees?
„Electronic Archive of Movable Real Guarantees” (AEGRM) is a database, unique at the national level, through which the enforceability of guarantees is ensured in ...
What is “real estate investment credit”?
It refers to the credit secured by real estate mortgage, granted for the following purposes: ➤⠀making a land viable;➤⠀rehabilitation, modernization, consolidation ...
Can I refinance my company's current loans from another bank through BT?
Yes! It is possible if their guarantees become accessory to:➤⠀the analyzed credit; ➤⠀or to another BT credit.
With what can I guarantee, if I want to buy agricultural land?
If you apply for a loan to purchase land, you have the option to guarantee through: ➤⠀another piece of land you own; ...
What is the period for which a bank guarantee letter can be issued?
There is no maximum term for issuing a bank guarantee letter. 📄
What are the advantages of factoring?
Factoring presents the following advantages:➤⠀payment on term ➡ immediate liquidity➤⠀you have higher sales ➡ you have higher receivables ➡ you receive financing more ...
I am on medical leave for 30 days following a surgical intervention, can I apply for a loan?
In this case, you must return to work and have one month recorded without medical leave in order to apply for credit.