What is a "mortgage"?
Mortgage represents the guarantee that financial obligations towards the bank will be paid. 😉This can be a movable or immovable asset owned by you ...
What is a "commission"?
The commission is the amount of money (percentage or fixed) you pay to the bank for the products and services that are offered to you. 🙂
What are the steps for approving a personal loan?
When it comes to your credit, it's good to always be well informed. 😉So, regarding the granting of a credit, you need to go through the following ...
What happens if I have financial problems during the loan term?
We understand that, no matter how good the initial plan is, unforeseen things can happen, so we offer you support throughout the duration of the loan.If you have ...
What should I do to increase the credit card limit?
Here you have all the steps:❶ Take a picture of the identity card and confirm the data;❷ Confirm the phone number and email with the help of a code received by SMS;❸ ...
What is the interest rate?
The interest rate is the main element based on which the interest is calculated. It is expressed as a percentage, annually. For example, an interest rate ...
Where can I ask for clarifications about my situation at the Credit Bureau?
➤⠀you can find out more details about your situation at the Credit Bureau by making a request on the Bank's contact page. If you have a loan at BT, you will ...
What does "refinancing a consumer loan" mean?
Refinancing involves taking out a new loan through which you pay off one or more consumer credits, the possible additional amount obtained being able to be ...
What happens if I do not have enough money to pay the installment for the loan from the account from which it is automatically withdrawn on the due date?
In this situation, the outstanding balance will be automatically recovered at the first deposit into the current account or will be withdrawn from other current accounts where you have a balance ...
Can I repay the loan online early?
Currently, you can repay in advance in full or partially a loan in progress at BT only at a BT branch. You just need to deposit into your current account ...
What is the “interest rate” on loans?
The interest rate is the element you must absolutely consider when you take a loan. 😉Practically, this is the percentage of the total borrowed amount ...
Can I get money from BT to go with Work&Travel?
If you want to apply to the Work&Travel program, we offer you up to 3,500 euros (or the equivalent in lei), for a period of up to 2 years. ...