Is it enough if I only have in the account the amount I want to reimburse?
No. You need funds for the amount you want to repay and for the early repayment commission, if applicable.
What documents are required for pension income?
For income from pensions the following are required: pension decision (or medical), ANAF Agreement, pension slip, bank statement if the pension is collected at ...
Who can initiate early repayment - the credit holder or the co-debtors?
No. Only you, as the credit holder, can initiate early repayment from BT Pay.
What does a mortgage loan mean for me, as a future client?
A mortgage loan offers you flexibility and freedom in managing your real estate plans. It allows you to pledge another property as collateral and ...
How do I calculate if refinancing a mortgage/real estate loan is advantageous?
Compare three essential things: Current monthly rate vs. new rate; Current interest vs. new interest; Monthly savings vs. refinancing costs (notary, ...
In how much time is the loan granted?
Duration depends on the product and how quickly we can validate the documents. It can take from a few minutes to a few days. Online, things move at ...
What advantages do you have if you refinance a personal loan from another bank to BT?
You have several advantages: • Zero file analysis commission, during periods when dedicated campaigns exist; • Competitive interest rate, adapted to your profile ...
What documents are necessary for rental income?
For income from rents you need: rental contract registered with ANAF, bank statements for the last 3 months, ANAF Agreement, deed of ...
What criteria do I need to meet to get a better interest rate on the refinancing of a personal loan?
The offer is personalized according to your financial profile: Your credit history – the better your payment behavior, the more ...
How many months do you need to have worked at the current employer?
You need at least 3 months with the current employer, if you are not at your first jobat least 6 months if you are at your first employer
In what cases can my debt ratio increase?
The debt ratio can increase when your income rises or when your monthly expenses decrease. Practically, you have more room in the budget for an installment ...
Is it worth refinancing a mortgage with a variable interest rate now?
Yes, it is worth considering refinancing, especially if you can reduce the loan term or lower the monthly payment. Such a change can lead to a ...