The early repayment commission will be 0 (ZERO) on all loans migrated from OTP Bank?
Yes, partial and total early repayments for loans migrated from OTP Bank will not be charged fees.
Under what conditions will the credits be migrated?
Until February 28, 2025, you will continue to pay the installments as before, into the account at OTP Bank. After this date, your loan will be taken over ...
My loan was granted on the condition that the pension is transferred to the current account at OTP. Will I be forced to transfer my pension also to the current account at Banca Transilvania? Do I have to present another account to the Pension House?
Yes, the IBAN account will be changed and it is necessary to send it to the Pension House in order to benefit from the best conditions related to your contract ...
Will the limit continue at Banca Transilvania under the same conditions? Will anything change?
The limit value will be transferred at the same value and with the payment obligations recorded in OTP at the end of February 2025. As it is ...
I have an Overdraft limit at Banca Transilvania as well. Will the limit from OTP be added to the one from Banca Transilvania?
Your OTP Overdraft limit will be transferred to a separate account in Banca Transilvania. Therefore, you will benefit from two credit lines on the account ...
How can I switch from decreasing installments to equal installments or vice versa?
You come to any BT unit, to talk with one of our colleagues directly about the situation of the loan you have. If you want to start repaying the loan ...
Can I modify the credit line amount?
Yes, you can. 😊 The amount you see in the offer is the maximum amount. You can always change the amount to a smaller one.
Where do I address if I have questions related to the credit held at OTP?
For information related to your credit migrated from OTP to BT you can contact any BT unit or the BT Call Center.
What will happen to my non-card credit contract? Will it be necessary to sign a new credit contract with Banca Transilvania or an additional act to the existing contract?
For non-card loans, it is not necessary to sign a new credit agreement or an additional act.
I want to apply for a new loan at OTP Bank. Can I still? Until what date?
Starting from November 04, 2024, no new credit applications will be accepted at OTP Bank. After this date, you can come to any Banca Transilvania unit.
What will happen to the loans from OTP?
BT will become the new creditor starting from March 3, and it will cost you nothing. The price conditions and functionalities agreed with OTP Bank for ...
When is a good time to take out a loan?
Depends. Let's consider the following:#1: A loan must always be repaid to the bank, under the established terms and conditions. The loan has at ...