What is a "debtor"?

The debtor (or borrower) is the one who participates with the net income in establishing the total net income taken into account for granting a credit and who is obliged to pay all obligations arising from the contract. 📑

In other words, it is the person who borrows a sum of money from the bank (calculated based on his/her net income) and who commits to repay the loan later in the form of monthly installments. 🙂

❗⠀If you are thinking of taking a credito:

➤⠀can you calculate the monthly rates online in BT credit simulator;

➤⠀and then you find out by phone if you qualify for the desired amount. 😃