What are the factors that influence the evolution of ROBOR? - IntrebBT | Transilvania Bank

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What are the factors that influence the evolution of ROBOR?

ROBOR fluctuates depending on economic conditions, the inflation rate, and the money available in the banking market. Banks have no interest in influencing the ROBOR precisely because it reflects a cost both for loans and for deposits.

Therefore, if ROBOR rises, a bank's revenues increase, but costs for banks also rise, because then banks will finance themselves more expensively in financial markets or through deposits attracted from their customers.

If you are thinking about taking a loan, you can calculate the monthly installments online in BT credit simulator and then you find out by phone if you qualify for the desired amount. 😊

Last update

2026-06-12

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ROBOR ROBOR & IRCC