How do I get an overdraft in BT Pay? - IntrebBT | Banca Transilvania

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How do I get an overdraft in BT Pay?

What do you have to do in BT Pay to get the Reserve Money directly from BT Pay?

➤⠀Select the option Spare money from the app homescreen;

➤⠀You validate the identity card, contact details, and complete the specific information for obtaining the credit line;

➤⠀You sign the ANAF agreement, view the offer and electronically sign all contractual documents;

➤⠀The money is in the account immediately and you can use it directly with the phone or the physical debit card.

Done! That simple. 😊

Last update

2026-06-12

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