What is the down payment a client must have in the case of the New Home loan?

Below you will find details regarding the homes that can be purchased through New Home program and the necessary advance:

❶⠀All categories of completed dwellings, regardless of their age, with a purchase value of up to 70,000 euros in lei equivalent.

The maximum value of the credit you can obtain is 66,500 euros, equivalent in lei, and the *minimum advance you must have is 5%;

❷⠀New/strengthened housing no older than 5 years (the signing of the receipt documents at the completion of the works was done at most 5 years before the credit request date) with a purchase value between 70,001 euros and 140,000 euros, equivalent in lei.

The maximum loan amount you can obtain is 59,500 euros respectively 119,000 euros, lei equivalent, and *the minimum required advance payment is 15%.

*The advance covers the difference between the purchase price resulting from the preliminary sale-purchase contract and the guaranteed financing.

If you are thinking about taking a loan, you can calculate the monthly installments online in the BT loan simulator and then find out by phone if you qualify for the desired amount.