BT Mic - QuestionBT | Transilvania Bank
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25 questions and answers
Only for BT clients

What happens to my application after I apply online for a loan on the BT Mic website?

After you apply on the BT Mic website, a colleague will contact you and together you will decide the next steps. 👍The good part is that you can change the amount anytime ...

7 votes
Only for BT clients

I need an advance for an investment loan at BT Mic?

No, you really don’t need an advance! 😉 And this is because we at BT Mic can fully finance the investments for which the loan is granted.

68 votes
Only for BT clients

Can I refinance loans from other institutions with the loan obtained from BT Mic?

Yes, through the BT Mic loan, you can refinance loans taken from other institutions. 😃

19 votes

Does my company have to be in a specific field of activity to obtain a loan through BT Mic?

We finance various businesses from trade, transport, services, private education, to economic activities in creative fields. 😊 And we also finance activities ...

188 votes
Only for BT clients

How are the payment installments determined if I take a BT Mic loan?

At BT Mic, credit installments are adapted to the specifics of your business 🙂More exactly, we can have:➤⠀a classic schedule with 12 equal monthly installments;➤⠀a schedule with installments ...

9 votes
Only for BT clients

Can I apply online for a loan from BT Mic?

Of course! You can apply online on the BT Mic website, you can do a credit simulation and you can upload financial documents. And we do not stop here. You can sign ...

8 votes
Only for BT clients

If I am an individual agricultural producer, for example, can I access a BT Mic loan?

Of course! At BT Mic, we grant credit to individual agricultural producers.

36 votes
Only for BT clients

Where do I submit the funding application, where I have the registered office or where I conduct my business?

If the registered office is in a different locality than the one where the company's activity takes place, you will have to submit the financing application in the locality where ...

3 votes
Only for BT clients

If I have a school, kindergarten, or an educational center, can I apply for a BT Mic loan?

Yes, you can, regardless of whether you have an association, foundation, educational institution, or a LLC. What matters is that you carry out your activity in the field of education of ...

2 votes
Only for BT clients

If I do not want to sign the loan application electronically at BT Mic, can I apply for a loan online?

Even if you do not want the electronic signing of the credit application, you can still do a credit simulation, or send us a request for ...

3 votes

What does the video identification process involve to apply online at BT Mic?

If you are not a BT client, to apply online with an electronic signature you need to know us. 😊In the application session, from wherever you are, you will enter ...

4 votes
Only for BT clients

Are you already a client and want to find out more information about your credit?

Now you can do this directly on WhatsApp. You just need to add the following phone number to your contact list: (+40) 757 080 006.You can find information ...

36 votes