Insurance - IntrebBT | Transilvania Bank
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140 questions and answers

What are the insurance packages I can choose from in the case of the Asirom policy?

Depending on what interests you, you can choose the following insurance options:❶ Hospitalization due to accident and post-hospitalization convalescence ...

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What is the guaranteed interest rate in the case of Asirom policies?

In the first 7 years, the interest rate is 4.5%, and starting from year 8, the interest rate is 3% applied to the contract reserve. Plus, the interest rate of 1.5% for all ...

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Can I conclude an Asirom insurance policy in euros?

At the moment, Asirom insurance policies are issued only in lei. 🙂

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How do you get travel insurance?

Super simple, it takes 2 minutes and is 100% online. You have everything in the app, including card payment. ➤ You enter BT Pay, click on the banner "Insurance for ...

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Where can I find more information about the Asirom policy?

You can find information about Asirom policies on the BT website or on the Asirom website, but also by contacting our colleagues from any BT unit. 😉

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What does Asirom Fii Sigur offer me?

In short, it is the banking product with the help of which you can offer safety to your family. And to you the long dreamed peace of mind. Here is what it offers you more ...

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Can I make partial redemptions from the Asirom policy?

Yes, but under certain conditions:➤ you can make redemptions only after three full and paid years;➤ once every minimum 12 months from the accumulation reserve;➤ you can ...

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What happens with my insurance attached to the loan? Where do I pay from now on the insurance premium attached to the loan?

Insurance policies issued and attached to your credits from OTP Bank remain valid and will operate according to the terms and conditions valid as of the date ...

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Can I give up the indexation facility during the term of the Asirom contract?

Of course, this is possible at every contractual anniversary. 😊

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What is the minimum age limit for Asirom Fii Sigur life insurance?

The minimum age to conclude this insurance is 18 years.

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What does the insurance allowance represent in the case of Asirom policies?

The insurance benefit is the maximum value between the sum insured guaranteed in case of death and the value of the contract reserve to which is added ...

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In the case of Asirom insurance policies, can I mention a beneficiary in case of death?

Of course, a beneficiary can be mentioned in case of unforeseen situations, such as death. The beneficiary must be a Romanian citizen or a foreigner with ...

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