Can I secure the land?
Unfortunately not. 😥When it comes to lands, they cannot be insured.
Who bears the costs of mandatory insurance (RCA) and optional insurance (CASCO)?
These expenses are borne by the client / financing applicant. At the time of signing the leasing contract, the client pays the insurance ...
Why is the insured amount reinstatement paid?
Reintegration of the insured amount is paid in case of damage so that compensation can be made at the initial value, in the event of a subsequent damage. ...
What is the maximum period covered by the travel insurance?
The insurance covers trips of up to 45 consecutive days.
Is it more convenient if I pay the insurance premium on an annual or semi-annual frequency?
Of course! 😅 If you want to get rid of the worry about monthly insurance payments, we really recommend you do this. 👍 Especially since, for some products ...
What is the compensation amount for the life insurance policy attached to mortgage real estate loans?
In case of death and total permanent disability due to illness, depending on the age of the beneficiary, there are different compensation thresholds: ➤⠀for ...
What risks are covered in the life insurance concluded at the bank for the contracted loan?
The insured risks are: ➤⠀the death of the insured (caused by illness or accident);➤⠀and total permanent disability of the insured (as a result of ...
What limitations are imposed in the case of life insurance attached to the mortgage loan?
In case the beneficiary suffers from a pre-existing condition, they will benefit from the insurance effects in case of death and total permanent disability from ...
Can I choose the insurance company for CASCO?
Yes 😊When it comes to CASCO, you can choose any insurance company you want. ❗⠀The only condition is that BT Leasing MD has an agreement with ...
How much does life insurance cost for credit cards or overdraft?
Only the amounts spent from credit will be considered, namely 2.68 lei for every 1,000 lei used. The payment of the premium is made automatically, starting with the 4th ...
After transferring the ownership right, can the user continue to pay the CASCO policy?
After the transfer of ownership, the CASCO policy can be paid directly to the Insurer, in the situation where the user expresses this ...
How can I benefit from a free travel insurance abroad?
Well simple! You just need to have the BT Omnipass card. We have added a travel insurance abroad so that you are safe wherever you ...