Life Insurance - IntrebBT | Transilvania Bank
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48 questions and answers

What are the possible contractual changes at any time in the case of Asirom policies?

Because Asirom insurance is such a flexible product, some aspects you can modify whenever you want, such as:➤ contact details of ...

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What does the basic package include in the case of Asirom policies?

The basic package contains the following:❶ Basic insurance - the protection component for death from accident or illness and the savings component;❷ ...

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What is the payment frequency for premiums if I want to opt for an Asirom policy?

It depends on which payment option you choose: monthly, quarterly, semi-annual, or annual. You can find more details on the BT website. ✨

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What are the insured amounts in case of death for the Asirom Fii Sigur Premium policy?

For the Asirom Be Sure Premium Policy, the insured amount in case of death is 16,000 RON. 😊

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If I choose a certain payment frequency for the Asirom policy, will I have a fee to pay for this?

Depending on the payment method you choose, the payment frequency fee can be:➤ 1.7 lei/ year for annual frequency;➤ 3.4 lei/ year for ...

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Can the beneficiary at maturity in the case of Asirom insurance policies also be a legal entity?

No, the beneficiary at maturity can only be a natural person, Romanian citizen or foreigner with domicile/residence in Romania. Details here. 😉

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What are the possible options after the third anniversary in the case of the Asirom policy?

If you have reached the third anniversary, you have the option to choose one of the following options:➤ partial redemptions from the accumulation reserve;➤ ...

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What is the minimum period for which the Asirom Fii Sigur Extra insurance can be concluded?

The minimum period for which an Asirom Fii Sigur Extra policy can be concluded is 12 years. 😊

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What contractual changes are possible only on the anniversary date in the case of Asirom policies?

Asirom is a flexible banking product that allows you to make certain contractual changes whenever you want. However, keep in mind that there is a set of ...

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Do I need to fulfill any conditions in order to benefit from the bonus granted by the Insurer in the case of the Asirom policy?

Sunt câteva condiții de îndeplinit pentru a putea beneficia de aceste bonusuri, și anume:➤ the insurance contract must be active on the date of the event;➤ ...

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Is there a redemption fee for initial expenses in the case of the Asirom policy?

Yes, there is a fee, and it is 5.5%/ year of the initial reserve. 😊

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What are the advantages of the life insurance included or attached to the BT mortgage loan?

Life insurance offers you peace and protection for you and your loved ones. Depending on the type of policy, it covers risks such as death or disability, ...

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