Life Insurance - IntrebBT | Transilvania Bank
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48 questions and answers

In the case of Asirom insurance policies, can I mention a beneficiary in case of death?

Of course, a beneficiary can be mentioned in case of unforeseen situations, such as death. The beneficiary must be a Romanian citizen or a foreigner with ...

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What does the insurance allowance represent in the case of Asirom policies?

The insurance benefit is the maximum value between the sum insured guaranteed in case of death and the value of the contract reserve to which is added ...

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For reactivation of the Asirom contract, must any fee be paid?

Yes. The fee for reinstating the contract is 25 RON. 😊

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What are the age limits for concluding an Asirom insurance policy ?

In order to benefit from Asirom insurance, you must be at least 18 years old and not older than 50 years old if you are insured. And if you are ...

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Is there a fee for partial redemption from an Asirom contract?

Yes, it exists and is 1% of the redeemed value. 😊

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What are the payment methods I can choose from for Asirom policies?

You can make the payment easily with Direct Debit. In this case, the money is automatically debited from the account opened with us. Also, you can opt for transfer ...

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Are certain bonuses granted in the case of Asirom policies?

At BT we celebrate the beautiful things in your life. More precisely, through Asirom insurance you will receive bonuses for marriage, for the birth of a child, for the first ...

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What are the options for collecting the benefit at maturity in the case of Asirom policies?

We offer you several options. Depending on the variant that suits you, you can choose:❶⠀Full payment at maturity date ...

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In the case of Asirom policies can my child also benefit from insurance?

Of course, children aged between 1 and 17 years can be co-insured on Asirom policies. 😊

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What is the age limit at the maturity of the Asirom contract?

The maximum age limit at the maturity of the Asirom contract is 70 years for the insured and 85 years for the contractor. 😃You can find more details in ...

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What is the grace period in the case of the Asirom policy?

The grace period is 2 months. Details here. 😉

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In case of non-payment of the premiums related to the Asirom policy, can the contract be reinstated after a certain period?

Yes, the contract can be reinstated within a maximum of 250 days from the first unpaid due date. However, in this case, the payment of overdue premiums is required. ...

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