BT Leasing - IntrebBT | Transilvania Bank
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29 questions and answers

What is the residual value? Can the residual value be left at the end of the payment?

Definition of residual value The residual value is a term associated with leasing operations and represents the value at which, at the time of expiration ...

646 votes

What do I do with the provisional (red) numbers after I receive the definitive (black) ones?

When you receive the definitive numbers, the provisional ones become invalid. ❌These must not be handed over to the leasing company or the Registration Service. ...

657 votes
Only for BT clients

Can I lease a car for my Start-Up?

Of course! You can do this through BT Leasing, as we offer financing including to start-ups 😊. But to start off well informed it is good to ...

54 votes

For the standard financial leasing contract, is there an early repayment fee?

Because we want it to be as easy as possible for you, after 12 months from the conclusion of the financial leasing contract you have the possibility to pay in advance ...

46 votes

What is paid at the signing of the leasing contract? What does the first payment include?

If we talk about the first payment, it is good to know that it will consist of: advance + leasing fee/analysis commission + insurance or the first installment. ...

49 votes

If my leasing contract has expired, can I still drive the car?

Yes, the registration of a motor vehicle is continuous. 🚘According to the law, you are required to transfer the vehicle within 30 days from the date ...

31 votes

Is it possible to assign/transfer/take over a leasing contract?

The leasing contract can be assigned only with the agreement of BT Leasing. The party taking over the contract must present a set of documents for analysis. If ...

28 votes

Can the leasing be closed earlier than 1 year?

Unfortunately not. 🙁 Because, according to the provisions of Government Ordinance 51 / 1997, republished in 2000, the minimum duration of a leasing contract is 12 months.

37 votes

Can I access the financial leasing product if I am an individual?

We believe in your future plans. That is why we have prepared a fast and flexible financing system for you, specially for individuals. The leasing product ...

24 votes

How long does it take for the leasing company to analyze my file?

From submitting the application, collecting the information and documents we need in analyzing a leasing, the approval can take from a few ...

12 votes

What are the necessary documents for accessing a leasing in the case of a company?

If you wonder which are the documents you need to present when accessing a leasing, these are:➤ year-end balance sheet;➤ the balance from ...

5 votes

Why does the second key have to be sent to BT Leasing?

Well, this is quite simple and perfectly normal, because until the credit is paid off, BT Leasing is the owner of the vehicle.But rest assured! In ...

9 votes