Is the Prima Casă loan calculated based on the IRCC or Robor index?
The Prima Casă loan is linked to the IRCC index. 🙂 IRCC is the reference index for variable interest rate loans granted in LEI and which, ...
Who is responsible for RAR? And for registration?
RAR is handled by the user or dealer in the case of new vehicles. Registration is done by BT Leasing Transilvania IFN S.A. Cluj or ...
If I want to make an attached card for my wife on my account, is it necessary for both of us to present ourselves at the agency?
For issuing an additional card, for wife/husband, the consent of both is necessary. The consent is given by signing the application and must be given only once ...
How can preferential numbers be obtained?
When you start the registration process at BT Leasing, you will receive a document where you can list up to 4 preferred number plate options. You can send ...
How long does it take to get the money back in case of return?
In case of premium return, BT Insurance Broker will refund your money to the account within 5-7 working days. The interval depends on the chosen insurer.
What do I do if I have lost the Direct Card?
As soon as you notice your card is lost or stolen, block it immediately via: BT Pay - the quickest way: from the main page choose the ...
What are the new features brought by the GDPR in the processing and protection of personal data?
It is good to know from the very beginning that most GDPR obligations and principles are not new, but represent an adjustment of the provisions of Law 677 / 2001 ...
What is the SMS Alert service?
SMS Alert is the SMS notification service through which you are informed about the deposits you have in your account, how much money you have left after each payment ...
How can I request an additional card?
If you want to request a card through which to grant access to a family member or a friend to your account, you can make this designated holder request in ...
Do I need Internet or a phone line to install a POS terminal?
For installing a POS terminal from BT you do not need a phone line or Internet cable in stores. The POS terminal comes with a special SIM ...
In the case of investment funds, how is the tax withheld?
From 01.01.2023, the earnings obtained by individuals from open-end investment funds are taxed by withholding at the source.Legal entities ...
What does "foreign exchange risk coverage" mean?
A legal entity is naturally covered against currency risk if the level of monthly income in the currency of the loan (or indexed to the currency of the loan) ...