What does interest-free installment payment mean with Direct cards?

This means you can shop with the Direct Card (you can choose from several card types: Carrefour, Flanco, Dedeman), select the number of installments depending on your situation, and if you repay the amount within a certain number of installments, you won’t pay any interest* at all.

Your options:

  • With Direct Shopping Cardenjoy interest-free installments in our partner stores. Checkhere list of merchants you can choose from and how many interest-free installments they offer.
  • You can fulfill more wishes than you think by using the programRate Anywhere by SMS. Full payments of at least 500 lei can be split by you into 3 interest-free installments or between 4 and 36 installments with a low interest of just 1.25% per month.


* You pay no interest on the condition that you deposit the full statement balance by the due date shown on it. If you do not pay the full amount, interest will be charged on the next statement.

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