What advantages does the Direct Card have?

With the Direct Card you get benefits on:

Daily shopping:

• You have 0% interest on purchases if you repay the full amount within the grace period of up to 55 days
• Pay with your mobile phone using the BT Pay app: on Android, via NFC, and on iOS, send your card from BT Pay to Apple Wallet
• You shop online securely with Mastercard ID Check: a dynamic password received by SMS and a unique password set by you when making online payments
• You manage your budget easily: you can choose to receive the monthly statement by e-mail or post
• SMS Alert service, which constantly informs you by SMS about the status of your transactions with the Direct Card and the updated available balance, is free for the first 3 months from activation. After this period, the cost will be 5 lei/month.

You make payments in installments:

• Interest-free installments at partner stores. See the options here.
• You can split into installments purchases paid in full through the Rate Anywhere Installment Program via SMS, for amounts starting from 500 lei in any store in the country, abroad or online, and you can choose: 3 interest-free installments or between 4 and 36 installments with a low interest rate of only 1.25% per month. See more details about the Rate Anywhere Installment Program here.

Cash withdrawals:

Need cash? You can withdraw from any ATM worldwide displaying the Mastercard logo.