What can I do if my income is not enough to get the loan?
In this case, your income can be combined with:➤⠀those of the husband/wife, ➤⠀or with those of a first-degree relative: parents, brothers or sisters, brothers-in-law, parents-in-law. ...
How is the OP payment made at BT Express, directly from the account?
There are just a few steps:❶⠀You scan the ID card, from which the following information will be displayed: the payment amount, the account and the beneficiary's name, and the details ...
What can I do with my credit card?
A lot of things. Here they are: ➤⠀purchases without commission in stores equipped with POS;➤⠀online shopping without commission;➤⠀cash withdrawals from counters ...
What does "SEPA" (Single Euro Payments Area | Single Euro Payments Area)?
A SEPA payment is that payment which meets the following conditions:➤⠀it is made in EURO; ➤⠀it is in a "normal" regime (so without urgency); ➤⠀and has as bank ...
How can I modify the data on the RCA insurance policy?
If you want to update your policy details (address, owner data, car registration number, driver data, etc.) you need to send an email ...
What is a virtual card?
Easy-peasy. 😃 It is a debit card in lei, intended for individuals, which you can issue exclusively from BT Pay. You see it instantly in BT Pay - and yes, you can ...
What does the grace period of a credit card represent and what costs are paid by the client during this period?
Grace period is the time interval during which you do not pay the credit institution the installments. ⏳The only payments you make during this period are ...
I accessed a personal loan with a fixed interest rate and I want to repay it early in full, are there any costs?
For fixed interest loans there is an early repayment fee:➤⠀1% of the early repaid loan amount, if the time period ...
What is a bill of exchange, but a promissory note?
CambiaCambia is a credit title, under private signature, which links the process of its creation three people: the drawer, the drawee and ...
Where is it written that I will be charged a commission upon withdrawal, at the moment I take out cash from another bank?
On each ATM the following message appears "Attention! Your transaction will be charged according to the conditions in the contract concluded with the issuer ...
How do I update my personal data?
If it’s time to update your information, you can send us an e-mail at actualizaredateBTD@btdirect.ro. The e-mail must include: a copy of the ID ...
I have blocked the physical card. Can I still confirm online payments?
Well, no. If you block the physical card, you can no longer use it for online payments either. But also keep in mind that: In such cases, it is no longer possible to generate ...