For what period is the optional home insurance concluded?
In general, the policy is concluded for a period of 12 months. There are also multi-year options, but the payment and updating of the insurance conditions are made, from ...
What does the optional home insurance not cover?
Voluntary insurance offers extended protection, but there are also situations that are not covered, such as: war or acts of terrorismuzură, ...
What does technical assistance represent?
Technical assistance is an additional service that provides you help when unforeseen situations occur in the home.May include interventions ...
What is the SME Eco-Tech program and who is it addressed to?
SME Eco‑Tech is a program dedicated to manufacturing SMEs that want to invest in digitalization and energy-efficient technologies, through a ...
What grant can I get through SME Eco-Tech for digitization or green transition?
You can obtain a non-reimbursable grant of up to 40% of the project value, up to 267,240 lei.
How can I obtain financing for equipment or modernization in production?
Through SME Eco-Tech you can finance a minimum of 60% of the investment through an investment loan and the rest through a grant, for equipment, automation or ...
What is the minimum value of the SME Eco-Tech loan?
Investment credit must be at least 400,860 lei, according to the program conditions.
What interest rate does the investment loan have in the SME Eco-Tech program?
The interest is variable and is calculated as ROBOR 6M + maximum 3.5%.
What types of investments are eligible for the SME Eco-Tech grant and loan?
Eligible are investments in energy-efficient equipment, modern production solutions, digitalization, IT, and process optimization, as well as ...
Who can apply for funding through SME Eco‑Tech?
SMEs with 100% private capital, active in the manufacturing industry sectors (food industry, textiles, chemistry, IT, metallurgy, furniture, ...
Until when can I register in the SME Eco-Tech program?
Registration for the program is done until June 24, 2026, directly on the Ministry's website.
How do I apply for the SME Eco‑Tech loan?
After enrolling in the program, you can apply for a loan through BT by completing the form available on the website.