Can I refinance a mortgage if I have a co-debtor?

Yes. Credit refinanced can be contracted either together with the same co-borrower from the initial loan, or with a different co-borrower, depending on the current situation.

In case your financial capacity has improved, there is the possibility to access refinancing even without a co-signer.

Also, if the initial loan was contracted together with a partner, and in the meantime changes such as divorce or separation have occurred, refinancing can represent a solution for contracting the loan under a single holder.