Can I refinance a mortgage loan?
Yes, you can refinance all types of loans for real estate investments contracted from other banks or even from us. 😃By refinancing the loan ...
When is it appropriate to refinance a loan?
Refinancing is the process of applying for a new loan through which you repay in advance the existing loan or loans and, eventually, you are left with some ...
Can I refinance multiple loans with a single loan?
Yes. Refinancing a personal loan is possible even when you already have several active loans at different banks. Through ...
What does "refinancing a consumer loan" mean?
Refinancing involves taking out a new loan through which you pay off one or more consumer credits, the possible additional amount obtained being able to be ...
Can I refinance loans from other banks or non-banking financial institutions through Direct Credit?
Yes, you can refinance any loan or credit card you have with BT Direct. Refinancing can be done either through the Direct Card or through a BT loan ...
Is it possible to refinance a loan taken through New House or First House?
The holder of such a loan has a prohibition on alienation and encumbrance for the first 5 years. After the expiration of this period, with prior obtaining of ...
If I requested a loan with refinancing, when can I withdraw the additional amount?
You will be able to withdraw the amount once we receive proof of loan closure. The credit officers at the Banca Transilvania branch where you took out the BT loan ...
Can I refinance loans from other institutions with the loan obtained from BT Mic?
Yes, through the BT Mic loan, you can refinance loans taken from other institutions. 😃
Can I refinance my company's current loans from another bank through BT?
Yes! It is possible if their guarantees become accessory to:➤⠀the analyzed credit; ➤⠀or to another BT credit.
A company can refinance a loan granted to a shareholder or its administrator as an individual? But inversely?
A company cannot refinance loans granted to its individual shareholders or associates. 😕But the shareholders or administrators of a company can ...
Can I also get an additional amount when refinancing a personal loan?
Yes - if you meet the eligibility criteria, and your income and debt level allow it, you can refinance the current loan and obtain money in ...
What documents are necessary for refinancing a mortgage loan?
To start the process of refinancing the mortgage loan at BT, you will basically need:Identity documentIncome-related documents ...