2660 questions and answers
Only for BT clients

How do I know which company the statement is for?

The email subject has the company name in the following form: the first letter of each word followed by *. That is: Centrul de Dietă SRL -> ...

5 votes

If I benefit from the risk of non-payment coverage and the insurer pays the compensation, will I also receive the difference in the amount not financed by the Factor?

Events covered in the case of non-recourse factoring are: insolvency or prolonged non-payment by the debtor, and the coverage percentage is between ...

2 votes
Only for BT clients

What are the types of factoring offered by BT?

➤ Domestic factoring with/without recourse;➤ Export factoring with/without recourse;➤ Import factoring;➤ Reverse factoring. 🙂

3 votes
Only for BT clients

How do I see issued utility bills in BT Pay?

After you have connected at least one provider through the "Bill Payments" option, you can see the bills already paid, as well as those that need to be paid.For ...

6 votes
Only for BT clients

What validity does the Visa Classic eco-friendly card have?

It is valid for 5 years, like all BT cards issued starting from June 2021.I have extended the validity period because the production technologies and ...

16 votes
Only for BT clients

What amount do I need to open a deposit in RON?

The minimum amount required to open such a deposit is 100 RON. 💰

22 votes

How do I activate the Direct Invest service?

The recurring investment option can be activated exclusively at your request, online through the BT Pay app, Investments section ➭ Investment Funds ➭ ...

2 votes

How can I invest in investment funds through BT Pay?

First of all, you need to have BT Pay on your phone. If you don't have the app yet, you can download it for free here. And if you don't have a BT account yet, you can ...

11 votes
Only for BT clients

How much does life insurance cost for credit cards or overdraft?

Only the amounts spent from credit will be considered, namely 2.68 lei for every 1,000 lei used. The payment of the premium is made automatically, starting with the 4th ...

2 votes
Only for BT clients

Can I exceed the limit ceiling if I need to withdraw cash from the counter to pay salaries?

The daily limit ceiling of 10,000 lei can be exceeded when it comes to the payment of salaries and other staff entitlements provided by law, ...

5 votes
Only for BT clients

How much does it cost to enroll the card in the Verified by Visa or Mastercard ID Check system?

Cards are automatically enrolled in the Mastercard ID Check system, free of charge. 😉

10 votes

What can I use the money for if I apply for working capital?

In the case of working capital loans, the money from the loan will be used for the company's current activity, namely: suppliers of raw materials ...

7 votes
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