Who is the student loan addressed to?
This type of loan is intended for students. 🎓You can access it regardless of whether you study in the public or private education system, in Romania or in ...
When do I have to pay the penalty interest?
Well, the penalty interest must be paid if you are late with the repayment of the installments you agreed to at the time of signing ...
If I only own 50 ha of land, can I get agricultural financing?
Yes! We also grant loans to farmers who own smaller land areas, for purchasing inputs or for current activities. 😊
What other saving options are there besides deposits or savings accounts?
Knowing other saving products besides classic deposits is the key to smart saving. Unfortunately, Romania is among the last ...
Is it more convenient if I pay the insurance premium on an annual or semi-annual frequency?
Of course! 😅 If you want to get rid of the worry about monthly insurance payments, we really recommend you do this. 👍 Especially since, for some products ...
What does contactless card mean?
With the help of these cards you no longer need to enter the PIN when making purchases in the country or abroad up to 100 lei or ...
How can I invest in investment funds through BT Pay?
First of all, you need to have BT Pay on your phone. If you don't have the app yet, you can download it for free here. And if you don't have a BT account yet, you can ...
What do I need to use Apple Pay?
Hmm....an Apple device, Captain Obvious. 😅It must have the latest version of iOS, watchOS, or macOS.You also need a BT card – with which to ...
Can I lose money if BTAM enters insolvency?
Investment funds are entities distinct from the management company. Thus, the insolvency of the administrator has no effect on ...
Why do I need to update the company data?
The data updating process is mandatory both for us and for you (whether you are an individual or a legal entity). Here's why: 🙂➤⠀For ...
Does the BT Express machine give change when paying bills if I do not have the exact amount to pay?
The payment machine, called BT Express, does not give change, but the extra money deposited is considered an advance payment to the utility provider (if you pay ...
As a non-resident individual, does it cost me to open an account at BT?
If you want to open an account as a non-resident individual, there is no cost. 🙂If you are also interested in other operations, you will find ...
