2660 questions and answers
Only for BT clients

If I want to do an auction on account, is this operation commissionable?

You are not commissioned for currency exchange at a preferential rate. And transfers between your accounts are commission-free! 🤯

28 votes

Can I deposit or withdraw whenever I want from the savings account?

Yes, deposits and withdrawals of money are not restricted. In other words, you can have access to money all the time.

20 votes
Only for BT clients

What banking operations are included in the Free First Year Account?

The First Year Free Account Package was created for entrepreneurs at the beginning of their journey, and one of the main advantages would be that you can perform ...

8 votes

What operations can be performed at BT Italy?

You can perform:➤⠀the constitution of a deposit:➤⠀bank transfer operations;➤⠀cash deposit or withdrawal operations, etc.You can see them on ...

16 votes

How is the stock price formed?

The stock price is determined by the law of supply and demand and is formed through a clearly established mechanism controlled by the stock exchange. 📁

20 votes

What insurance policies for the property do I need to conclude when taking out a mortgage loan?

With an insurance we are all indebted, especially when it comes to our support. In the case of home loans, it is necessary to conclude ...

11 votes

What taxes and fees are applicable to investments in investment funds?

It is good to know that there are no commissions either on investments or on redemptions, regardless of the holding period of the redeemed fund units.

41 votes
Only for BT clients

What is a virtual card, to which account is it attached and who provides it?

With the virtual card from BT you can pay quickly and easily in RON, EURO or USD directly from BT Pay. It automatically links to a new account in the currency you prefer, ...

21 votes
Only for BT clients

Can I take out a loan for the purchase of second-hand agricultural machinery from abroad?

Yes, it is possible! Only that this equipment cannot constitute collateral for this loan. 😕In this case, you can guarantee with:➤⠀real estate;➤⠀or other equipment that ...

24 votes
Only for BT clients

How can I delete the utility providers enrolled in Bill Payments?

A provider added in BT Pay can be deleted regardless of its status: connected, disconnected or not connected. Deletion is done by accessing the option ...

10 votes

If I am a foreign citizen, do I have the right to invest in investment funds?

Yes, of course! You just need to register in advance at the "Financial Administration" in the area where you are, to receive the "Identification Number ...

14 votes
Only for BT clients

I am on medical leave for 30 days following a surgical intervention, can I apply for a loan?

In this case, you must return to work and have one month recorded without medical leave in order to apply for credit.

11 votes
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