If I pay more than the monthly installment, is it deducted from the interest, is the balance recalculated?

You can pay more monthly, but the interest and loan are reduced only if you complete the required documents:

• In case of partial early repayment: you must complete the partial payment form each time you make a repayment from the amount. You can download it here (https://www.btdirect.ro/storage/app/media/documente/Formular-plata-partiala-rambursare-in-avans.pdf) and send it to us by e-mail at: contact@btdirect.ro

After recalculation, depending on the chosen option, you will be able to decide whether to reduce the remaining term of the loan or the monthly installment amount

• In case of full early repayment: you will need to find out the exact amount to be paid and receive the Loan Settlement Statement. To receive them, you must contact us through: the consultant on our website - click here - or call us at 0264 302 000.