2762 questions and answers
Only for BT clients

What is the minimum amount to open a deposit at BT?

If you are an individual, you need: ➤⠀minimum 100 RON for deposits in RON;➤⠀and for deposits in foreign currency, a minimum of 250 EUR or USD. In the case ...

44 votes

How is inflation calculated?

Inflation is calculated based on the weighting of price developments for goods and services, depending on the annual structure of household expenditures ...

1 votes
Only for BT clients

Can I secure the land?

Unfortunately not. 😥When it comes to lands, they cannot be insured.

16 votes

What does "24-month grace period" mean in a housing construction loan?

The 24-month grace period refers to the time interval during which you do not pay the installment. 🙅 The only payments you make during this period are ...

9 votes
Only for BT clients

Is it necessary to have a method to secure the phone?

Yes, to use the BT Pay application, it is necessary that it be installed on a phone secured by password, fingerprint, or another method of ...

77 votes
Only for BT clients

What are the payment methods for the payment order through BT Express?

You have 2 payment methods:➤⠀by cash deposit;➤⠀or directly into the account.

3 votes

What is the total cost of the loan?

Main components of the cost of a loan are: ➤⠀fees;➤⠀interest;➤⠀commissions. ❗⠀In addition to these, other types of costs may also appear that ...

25 votes

If I am a co-borrower on a loan, can I apply for another loan or card?

Yes. As part of the eligibility check (that is, when we verify whether you qualify for a BT Direct loan), the instalments related to the loans ...

15 votes

What are the advantages of investing in an open-end investment fund?

The main advantage is that you can access your invested money anytime, taking into account (of course) the commissions related to early redemption that could ...

33 votes

Can I pay the RCA insurance policy in installments?

Yes. You can pay the insurance policy either in full, or in 3, 6, or 12 installments if you select payment with a cardSTAR.

45 votes
Only for BT clients

What is the BT meal card?

BT meal card is the digital solution for paper meal vouchers, with which you can pay the food basket or the bill from ...

34 votes

Can I see my balance in Google Pay?

Fortunately, you can see the balance in BT Pay anytime, anyway and anywhere. 😊But in Google Pay, unfortunately, you cannot. 😥

22 votes
A decade of flexible payments
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A decade of flexible payments
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