2660 questions and answers

Does my company have to be in a specific field of activity to obtain a loan through BT Mic?

We finance various businesses from trade, transport, services, private education, to economic activities in creative fields. 😊 And we also finance activities ...

188 votes
Only for BT clients

What savings products can a legal entity access?

Besides the classic term deposits at 1, 3, 6, 12 months, or more than 12 months (24 and 36 months), legal entities can also use the savings account. ...

4 votes
Only for BT clients

Can the authorized account holder pick up the reissued card upon expiration?

The reissued card at maturity can only be released to the account holder. ❗ However, there is also the possibility of picking up the card directly by the authorized representative ...

19 votes

Where can I activate my subscription?

You can request subscription activation at any BT unit or through the Call Center by filling out the form on the Current Account Subscriptions page.

37 votes

How much does Round Up cost?

It doesn't cost. 😊The Round-Up service is free.

62 votes

In which investment fund is it best to invest?

For choosing an investment fund, start by clarifying your financial objectives and your comfort level regarding risk🧐. BT Asset ...

3 votes

Is the yield of BTAM investment funds contractual or estimated?

The displayed yields are historical, and past performances do not guarantee future results.Investment funds do not assume ...

34 votes

When is the insurance invoice issued?

Invoice for the shipment of the insurance premium amount and the tariff for mandatory insurance (RCA) is issued by the Broker/Insurer within 2 days ...

20 votes

How do I change the default card in Google Pay?

Access the phone settings (Android): "Settings" ➭ "Google" ➭ "Account services" / "Account services" ➭ "Google Pay" ➭ "Make default" / "Set ...

7 votes
Only for BT clients

If I pay off my arrears will I be removed from the Credit Bureau list?

Payment of arrears does not automatically lead to the deletion of information from the Credit Bureau. 🙁These informations will be kept further in the database, for ...

254 votes

Why are interest rates correlated with ROBOR?

It is simple: it was the decision of the Romanian State, which in 2010 legislated through Emergency Ordinance 50 (EO 50) the conditions under which loans can be granted. 🙂Thus, ...

16 votes
Only for BT clients

What risks are covered by the insurance for the property concluded in the BT offices for the contracted loan?

Insurance policy mediated by us is a multi-risk policy and covers:➤⠀earthquake;➤⠀vandalism;➤⠀sonic boom;➤⠀political risks;➤⠀theft or attempted ...

24 votes
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